Crédito · BBVA Bancomer

Hipotecario Corporativo — Garantía: Edificio Reforma 222

Resumen Financiero

Institución
BBVA Bancomer
Tipo Crédito
Hipotecario Corporativo
Activo Garantía
Edificio Reforma 222
Monto Original
$70,000,000
Saldo Actual
$48,500,000
Tasa
11.2%
Pago Mensual
$740,000
Fecha Inicio
Ene 2026
Fecha Fin
Mar 2045
Meses Restantes
173
Intereses Pagados
$36.3M
Intereses Pendientes
$64.5M
Costo Total del Crédito
$170,827,335
Saldo Actual
$48.5M
Capital Pagado
$21.5M
Capital Pendiente
$48.5M
Intereses Pagados
$36.3M
Intereses Pendientes
$64.5M
Ahorro Liq. Anticipada
$54.9M

Tabla de Amortización (231 pagos)

Pago #FechaPago MensualCapitalInterésSaldo RestanteEstatus
1Ene 2026$740,000$86,667$653,333$69,913,333Pagado
2Feb 2026$740,000$87,476$652,524$69,825,858Pagado
3Mar 2026$740,000$88,292$651,708$69,737,566Pagado
4Abr 2026$740,000$89,116$650,884$69,648,450Pagado
5May 2026$740,000$89,948$650,052$69,558,502Pagado
6Jun 2026$740,000$90,787$649,213$69,467,715Próximo
7Jul 2026$740,000$91,635$648,365$69,376,080Pendiente
8Ago 2026$740,000$92,490$647,510$69,283,590Pendiente
9Sep 2026$740,000$93,353$646,647$69,190,237Pendiente
10Oct 2026$740,000$94,224$645,776$69,096,012Pendiente
11Nov 2026$740,000$95,104$644,896$69,000,909Pendiente
12Dic 2026$740,000$95,992$644,008$68,904,917Pendiente
13Ene 2027$740,000$96,887$643,113$68,808,030Pendiente
14Feb 2027$740,000$97,792$642,208$68,710,238Pendiente
15Mar 2027$740,000$98,704$641,296$68,611,533Pendiente
16Abr 2027$740,000$99,626$640,374$68,511,908Pendiente
17May 2027$740,000$100,556$639,444$68,411,352Pendiente
18Jun 2027$740,000$101,494$638,506$68,309,858Pendiente
19Jul 2027$740,000$102,441$637,559$68,207,417Pendiente
20Ago 2027$740,000$103,397$636,603$68,104,019Pendiente
21Sep 2027$740,000$104,362$635,638$67,999,657Pendiente
22Oct 2027$740,000$105,337$634,663$67,894,320Pendiente
23Nov 2027$740,000$106,320$633,680$67,788,001Pendiente
24Dic 2027$740,000$107,312$632,688$67,680,689Pendiente
25Ene 2028$740,000$108,314$631,686$67,572,375Pendiente
26Feb 2028$740,000$109,324$630,676$67,463,051Pendiente
27Mar 2028$740,000$110,345$629,655$67,352,706Pendiente
28Abr 2028$740,000$111,375$628,625$67,241,331Pendiente
29May 2028$740,000$112,414$627,586$67,128,917Pendiente
30Jun 2028$740,000$113,463$626,537$67,015,453Pendiente
31Jul 2028$740,000$114,522$625,478$66,900,931Pendiente
32Ago 2028$740,000$115,591$624,409$66,785,340Pendiente
33Sep 2028$740,000$116,670$623,330$66,668,669Pendiente
34Oct 2028$740,000$117,759$622,241$66,550,910Pendiente
35Nov 2028$740,000$118,858$621,142$66,432,052Pendiente
36Dic 2028$740,000$119,968$620,032$66,312,085Pendiente
37Ene 2029$740,000$121,087$618,913$66,190,997Pendiente
38Feb 2029$740,000$122,217$617,783$66,068,780Pendiente
39Mar 2029$740,000$123,358$616,642$65,945,422Pendiente
40Abr 2029$740,000$124,509$615,491$65,820,913Pendiente
41May 2029$740,000$125,671$614,329$65,695,241Pendiente
42Jun 2029$740,000$126,844$613,156$65,568,397Pendiente
43Jul 2029$740,000$128,028$611,972$65,440,368Pendiente
44Ago 2029$740,000$129,223$610,777$65,311,145Pendiente
45Sep 2029$740,000$130,429$609,571$65,180,716Pendiente
46Oct 2029$740,000$131,647$608,353$65,049,069Pendiente
47Nov 2029$740,000$132,875$607,125$64,916,194Pendiente
48Dic 2029$740,000$134,116$605,884$64,782,078Pendiente
49Ene 2030$740,000$135,367$604,633$64,646,711Pendiente
50Feb 2030$740,000$136,631$603,369$64,510,080Pendiente
51Mar 2030$740,000$137,906$602,094$64,372,174Pendiente
52Abr 2030$740,000$139,193$600,807$64,232,981Pendiente
53May 2030$740,000$140,492$599,508$64,092,489Pendiente
54Jun 2030$740,000$141,803$598,197$63,950,686Pendiente
55Jul 2030$740,000$143,127$596,873$63,807,559Pendiente
56Ago 2030$740,000$144,463$595,537$63,663,096Pendiente
57Sep 2030$740,000$145,811$594,189$63,517,285Pendiente
58Oct 2030$740,000$147,172$592,828$63,370,113Pendiente
59Nov 2030$740,000$148,546$591,454$63,221,567Pendiente
60Dic 2030$740,000$149,932$590,068$63,071,635Pendiente
61Ene 2031$740,000$151,331$588,669$62,920,304Pendiente
62Feb 2031$740,000$152,744$587,256$62,767,560Pendiente
63Mar 2031$740,000$154,169$585,831$62,613,391Pendiente
64Abr 2031$740,000$155,608$584,392$62,457,782Pendiente
65May 2031$740,000$157,061$582,939$62,300,722Pendiente
66Jun 2031$740,000$158,527$581,473$62,142,195Pendiente
67Jul 2031$740,000$160,006$579,994$61,982,189Pendiente
68Ago 2031$740,000$161,500$578,500$61,820,689Pendiente
69Sep 2031$740,000$163,007$576,993$61,657,682Pendiente
70Oct 2031$740,000$164,528$575,472$61,493,154Pendiente
71Nov 2031$740,000$166,064$573,936$61,327,090Pendiente
72Dic 2031$740,000$167,614$572,386$61,159,476Pendiente
73Ene 2032$740,000$169,178$570,822$60,990,298Pendiente
74Feb 2032$740,000$170,757$569,243$60,819,541Pendiente
75Mar 2032$740,000$172,351$567,649$60,647,190Pendiente
76Abr 2032$740,000$173,960$566,040$60,473,230Pendiente
77May 2032$740,000$175,583$564,417$60,297,647Pendiente
78Jun 2032$740,000$177,222$562,778$60,120,425Pendiente
79Jul 2032$740,000$178,876$561,124$59,941,549Pendiente
80Ago 2032$740,000$180,546$559,454$59,761,004Pendiente
81Sep 2032$740,000$182,231$557,769$59,578,773Pendiente
82Oct 2032$740,000$183,931$556,069$59,394,842Pendiente
83Nov 2032$740,000$185,648$554,352$59,209,193Pendiente
84Dic 2032$740,000$187,381$552,619$59,021,813Pendiente
85Ene 2033$740,000$189,130$550,870$58,832,683Pendiente
86Feb 2033$740,000$190,895$549,105$58,641,788Pendiente
87Mar 2033$740,000$192,677$547,323$58,449,111Pendiente
88Abr 2033$740,000$194,475$545,525$58,254,636Pendiente
89May 2033$740,000$196,290$543,710$58,058,346Pendiente
90Jun 2033$740,000$198,122$541,878$57,860,224Pendiente
91Jul 2033$740,000$199,971$540,029$57,660,253Pendiente
92Ago 2033$740,000$201,838$538,162$57,458,415Pendiente
93Sep 2033$740,000$203,721$536,279$57,254,694Pendiente
94Oct 2033$740,000$205,623$534,377$57,049,071Pendiente
95Nov 2033$740,000$207,542$532,458$56,841,529Pendiente
96Dic 2033$740,000$209,479$530,521$56,632,050Pendiente
97Ene 2034$740,000$211,434$528,566$56,420,616Pendiente
98Feb 2034$740,000$213,408$526,592$56,207,208Pendiente
99Mar 2034$740,000$215,399$524,601$55,991,809Pendiente
100Abr 2034$740,000$217,410$522,590$55,774,399Pendiente
101May 2034$740,000$219,439$520,561$55,554,960Pendiente
102Jun 2034$740,000$221,487$518,513$55,333,473Pendiente
103Jul 2034$740,000$223,554$516,446$55,109,919Pendiente
104Ago 2034$740,000$225,641$514,359$54,884,278Pendiente
105Sep 2034$740,000$227,747$512,253$54,656,531Pendiente
106Oct 2034$740,000$229,872$510,128$54,426,659Pendiente
107Nov 2034$740,000$232,018$507,982$54,194,641Pendiente
108Dic 2034$740,000$234,183$505,817$53,960,458Pendiente
109Ene 2035$740,000$236,369$503,631$53,724,089Pendiente
110Feb 2035$740,000$238,575$501,425$53,485,513Pendiente
111Mar 2035$740,000$240,802$499,198$53,244,711Pendiente
112Abr 2035$740,000$243,049$496,951$53,001,662Pendiente
113May 2035$740,000$245,318$494,682$52,756,344Pendiente
114Jun 2035$740,000$247,607$492,393$52,508,737Pendiente
115Jul 2035$740,000$249,918$490,082$52,258,818Pendiente
116Ago 2035$740,000$252,251$487,749$52,006,567Pendiente
117Sep 2035$740,000$254,605$485,395$51,751,962Pendiente
118Oct 2035$740,000$256,982$483,018$51,494,980Pendiente
119Nov 2035$740,000$259,380$480,620$51,235,600Pendiente
120Dic 2035$740,000$261,801$478,199$50,973,799Pendiente
121Ene 2036$740,000$264,245$475,755$50,709,554Pendiente
122Feb 2036$740,000$266,711$473,289$50,442,844Pendiente
123Mar 2036$740,000$269,200$470,800$50,173,644Pendiente
124Abr 2036$740,000$271,713$468,287$49,901,931Pendiente
125May 2036$740,000$274,249$465,751$49,627,682Pendiente
126Jun 2036$740,000$276,808$463,192$49,350,874Pendiente
127Jul 2036$740,000$279,392$460,608$49,071,482Pendiente
128Ago 2036$740,000$282,000$458,000$48,789,483Pendiente
129Sep 2036$740,000$284,631$455,369$48,504,851Pendiente
130Oct 2036$740,000$287,288$452,712$48,217,563Pendiente
131Nov 2036$740,000$289,969$450,031$47,927,594Pendiente
132Dic 2036$740,000$292,676$447,324$47,634,918Pendiente
133Ene 2037$740,000$295,407$444,593$47,339,510Pendiente
134Feb 2037$740,000$298,165$441,835$47,041,346Pendiente
135Mar 2037$740,000$300,947$439,053$46,740,398Pendiente
136Abr 2037$740,000$303,756$436,244$46,436,642Pendiente
137May 2037$740,000$306,591$433,409$46,130,051Pendiente
138Jun 2037$740,000$309,453$430,547$45,820,598Pendiente
139Jul 2037$740,000$312,341$427,659$45,508,257Pendiente
140Ago 2037$740,000$315,256$424,744$45,193,001Pendiente
141Sep 2037$740,000$318,199$421,801$44,874,802Pendiente
142Oct 2037$740,000$321,169$418,831$44,553,633Pendiente
143Nov 2037$740,000$324,166$415,834$44,229,467Pendiente
144Dic 2037$740,000$327,192$412,808$43,902,276Pendiente
145Ene 2038$740,000$330,245$409,755$43,572,030Pendiente
146Feb 2038$740,000$333,328$406,672$43,238,703Pendiente
147Mar 2038$740,000$336,439$403,561$42,902,264Pendiente
148Abr 2038$740,000$339,579$400,421$42,562,685Pendiente
149May 2038$740,000$342,748$397,252$42,219,937Pendiente
150Jun 2038$740,000$345,947$394,053$41,873,989Pendiente
151Jul 2038$740,000$349,176$390,824$41,524,813Pendiente
152Ago 2038$740,000$352,435$387,565$41,172,378Pendiente
153Sep 2038$740,000$355,724$384,276$40,816,654Pendiente
154Oct 2038$740,000$359,045$380,955$40,457,609Pendiente
155Nov 2038$740,000$362,396$377,604$40,095,213Pendiente
156Dic 2038$740,000$365,778$374,222$39,729,435Pendiente
157Ene 2039$740,000$369,192$370,808$39,360,244Pendiente
158Feb 2039$740,000$372,638$367,362$38,987,606Pendiente
159Mar 2039$740,000$376,116$363,884$38,611,490Pendiente
160Abr 2039$740,000$379,626$360,374$38,231,864Pendiente
161May 2039$740,000$383,169$356,831$37,848,695Pendiente
162Jun 2039$740,000$386,746$353,254$37,461,949Pendiente
163Jul 2039$740,000$390,355$349,645$37,071,594Pendiente
164Ago 2039$740,000$393,998$346,002$36,677,596Pendiente
165Sep 2039$740,000$397,676$342,324$36,279,920Pendiente
166Oct 2039$740,000$401,387$338,613$35,878,532Pendiente
167Nov 2039$740,000$405,134$334,866$35,473,399Pendiente
168Dic 2039$740,000$408,915$331,085$35,064,484Pendiente
169Ene 2040$740,000$412,731$327,269$34,651,752Pendiente
170Feb 2040$740,000$416,584$323,416$34,235,169Pendiente
171Mar 2040$740,000$420,472$319,528$33,814,697Pendiente
172Abr 2040$740,000$424,396$315,604$33,390,301Pendiente
173May 2040$740,000$428,357$311,643$32,961,944Pendiente
174Jun 2040$740,000$432,355$307,645$32,529,588Pendiente
175Jul 2040$740,000$436,391$303,609$32,093,198Pendiente
176Ago 2040$740,000$440,463$299,537$31,652,734Pendiente
177Sep 2040$740,000$444,574$295,426$31,208,160Pendiente
178Oct 2040$740,000$448,724$291,276$30,759,436Pendiente
179Nov 2040$740,000$452,912$287,088$30,306,524Pendiente
180Dic 2040$740,000$457,139$282,861$29,849,385Pendiente
181Ene 2041$740,000$461,406$278,594$29,387,979Pendiente
182Feb 2041$740,000$465,712$274,288$28,922,267Pendiente
183Mar 2041$740,000$470,059$269,941$28,452,208Pendiente
184Abr 2041$740,000$474,446$265,554$27,977,762Pendiente
185May 2041$740,000$478,874$261,126$27,498,888Pendiente
186Jun 2041$740,000$483,344$256,656$27,015,544Pendiente
187Jul 2041$740,000$487,855$252,145$26,527,689Pendiente
188Ago 2041$740,000$492,408$247,592$26,035,281Pendiente
189Sep 2041$740,000$497,004$242,996$25,538,277Pendiente
190Oct 2041$740,000$501,643$238,357$25,036,634Pendiente
191Nov 2041$740,000$506,325$233,675$24,530,310Pendiente
192Dic 2041$740,000$511,050$228,950$24,019,259Pendiente
193Ene 2042$740,000$515,820$224,180$23,503,439Pendiente
194Feb 2042$740,000$520,635$219,365$22,982,804Pendiente
195Mar 2042$740,000$525,494$214,506$22,457,310Pendiente
196Abr 2042$740,000$530,398$209,602$21,926,912Pendiente
197May 2042$740,000$535,349$204,651$21,391,563Pendiente
198Jun 2042$740,000$540,345$199,655$20,851,218Pendiente
199Jul 2042$740,000$545,389$194,611$20,305,829Pendiente
200Ago 2042$740,000$550,479$189,521$19,755,350Pendiente
201Sep 2042$740,000$555,617$184,383$19,199,734Pendiente
202Oct 2042$740,000$560,802$179,198$18,638,931Pendiente
203Nov 2042$740,000$566,037$173,963$18,072,894Pendiente
204Dic 2042$740,000$571,320$168,680$17,501,575Pendiente
205Ene 2043$740,000$576,652$163,348$16,924,923Pendiente
206Feb 2043$740,000$582,034$157,966$16,342,889Pendiente
207Mar 2043$740,000$587,466$152,534$15,755,422Pendiente
208Abr 2043$740,000$592,949$147,051$15,162,473Pendiente
209May 2043$740,000$598,484$141,516$14,563,989Pendiente
210Jun 2043$740,000$604,069$135,931$13,959,920Pendiente
211Jul 2043$740,000$609,707$130,293$13,350,213Pendiente
212Ago 2043$740,000$615,398$124,602$12,734,815Pendiente
213Sep 2043$740,000$621,142$118,858$12,113,673Pendiente
214Oct 2043$740,000$626,939$113,061$11,486,734Pendiente
215Nov 2043$740,000$632,790$107,210$10,853,943Pendiente
216Dic 2043$740,000$638,697$101,303$10,215,247Pendiente
217Ene 2044$740,000$644,658$95,342$9,570,589Pendiente
218Feb 2044$740,000$650,675$89,325$8,919,915Pendiente
219Mar 2044$740,000$656,747$83,253$8,263,167Pendiente
220Abr 2044$740,000$662,877$77,123$7,600,290Pendiente
221May 2044$740,000$669,064$70,936$6,931,226Pendiente
222Jun 2044$740,000$675,309$64,691$6,255,917Pendiente
223Jul 2044$740,000$681,611$58,389$5,574,306Pendiente
224Ago 2044$740,000$687,973$52,027$4,886,333Pendiente
225Sep 2044$740,000$694,394$45,606$4,191,939Pendiente
226Oct 2044$740,000$700,875$39,125$3,491,063Pendiente
227Nov 2044$740,000$707,417$32,583$2,783,647Pendiente
228Dic 2044$740,000$714,019$25,981$2,069,627Pendiente
229Ene 2045$740,000$720,683$19,317$1,348,944Pendiente
230Feb 2045$740,000$727,410$12,590$621,534Pendiente
231Mar 2045$627,335$621,534$5,801$0Pendiente

Cronograma de Pagos Futuros (MDP)

Proyección de Saldo (MDP)

Distribución Capital vs Intereses

Impacto en Flujo de Efectivo

Pago mensual comprometido$740,000
Pago anual comprometido$8,880,000
% del flujo patrimonial mensual10.8%
% de rentas destinado a deuda23.1%

Escenarios de Liquidación

Escenario Normal
Liquidación estimada
Mar 2045
Costo total
$170.8M
Pago Anticipado 20%
Liquidación estimada
Ene 2041
Costo total
$163.0M
Intereses ahorrados
$7.8M
Pago Anticipado 50%
Liquidación estimada
Ago 2036
Costo total
$143.1M
Intereses ahorrados
$27.8M

Calendario de Obligaciones

Pago Mensual
2026-06-15
$740,000
Próximo
Pago Trimestral
2026-09-15
$2,220,000
Próximo
Pago Anual / Revisión Tasa
2026-12-15
$8,880,000
Atención
Renovación Póliza Garantía
2027-03-01
Atención
Ventana Reestructura
2028-06-01
Programado
Alertas automáticas configurables desde el Centro de Alertas.