Crédito · Banorte

Construcción — Garantía: Torre Corporativa Reforma

Resumen Financiero

Institución
Banorte
Tipo Crédito
Construcción
Activo Garantía
Torre Corporativa Reforma
Monto Original
$60,000,000
Saldo Actual
$45,000,000
Tasa
12.8%
Pago Mensual
$680,000
Fecha Inicio
Ene 2026
Fecha Fin
Abr 2048
Meses Restantes
201
Intereses Pagados
$41.7M
Intereses Pendientes
$79.9M
Costo Total del Crédito
$181,579,038
Saldo Actual
$45.0M
Capital Pagado
$15.0M
Capital Pendiente
$45.0M
Intereses Pagados
$41.7M
Intereses Pendientes
$79.9M
Ahorro Liq. Anticipada
$67.9M

Tabla de Amortización (268 pagos)

Pago #FechaPago MensualCapitalInterésSaldo RestanteEstatus
1Ene 2026$680,000$40,000$640,000$59,960,000Pagado
2Feb 2026$680,000$40,427$639,573$59,919,573Pagado
3Mar 2026$680,000$40,858$639,142$59,878,715Pagado
4Abr 2026$680,000$41,294$638,706$59,837,422Pagado
5May 2026$680,000$41,734$638,266$59,795,688Pagado
6Jun 2026$680,000$42,179$637,821$59,753,508Próximo
7Jul 2026$680,000$42,629$637,371$59,710,879Pendiente
8Ago 2026$680,000$43,084$636,916$59,667,795Pendiente
9Sep 2026$680,000$43,544$636,456$59,624,252Pendiente
10Oct 2026$680,000$44,008$635,992$59,580,244Pendiente
11Nov 2026$680,000$44,477$635,523$59,535,766Pendiente
12Dic 2026$680,000$44,952$635,048$59,490,814Pendiente
13Ene 2027$680,000$45,431$634,569$59,445,383Pendiente
14Feb 2027$680,000$45,916$634,084$59,399,467Pendiente
15Mar 2027$680,000$46,406$633,594$59,353,061Pendiente
16Abr 2027$680,000$46,901$633,099$59,306,161Pendiente
17May 2027$680,000$47,401$632,599$59,258,760Pendiente
18Jun 2027$680,000$47,907$632,093$59,210,853Pendiente
19Jul 2027$680,000$48,418$631,582$59,162,436Pendiente
20Ago 2027$680,000$48,934$631,066$59,113,502Pendiente
21Sep 2027$680,000$49,456$630,544$59,064,046Pendiente
22Oct 2027$680,000$49,984$630,016$59,014,062Pendiente
23Nov 2027$680,000$50,517$629,483$58,963,545Pendiente
24Dic 2027$680,000$51,056$628,944$58,912,490Pendiente
25Ene 2028$680,000$51,600$628,400$58,860,890Pendiente
26Feb 2028$680,000$52,151$627,849$58,808,739Pendiente
27Mar 2028$680,000$52,707$627,293$58,756,033Pendiente
28Abr 2028$680,000$53,269$626,731$58,702,764Pendiente
29May 2028$680,000$53,837$626,163$58,648,926Pendiente
30Jun 2028$680,000$54,411$625,589$58,594,515Pendiente
31Jul 2028$680,000$54,992$625,008$58,539,523Pendiente
32Ago 2028$680,000$55,578$624,422$58,483,945Pendiente
33Sep 2028$680,000$56,171$623,829$58,427,773Pendiente
34Oct 2028$680,000$56,770$623,230$58,371,003Pendiente
35Nov 2028$680,000$57,376$622,624$58,313,627Pendiente
36Dic 2028$680,000$57,988$622,012$58,255,639Pendiente
37Ene 2029$680,000$58,607$621,393$58,197,033Pendiente
38Feb 2029$680,000$59,232$620,768$58,137,801Pendiente
39Mar 2029$680,000$59,863$620,137$58,077,937Pendiente
40Abr 2029$680,000$60,502$619,498$58,017,435Pendiente
41May 2029$680,000$61,147$618,853$57,956,288Pendiente
42Jun 2029$680,000$61,800$618,200$57,894,488Pendiente
43Jul 2029$680,000$62,459$617,541$57,832,030Pendiente
44Ago 2029$680,000$63,125$616,875$57,768,905Pendiente
45Sep 2029$680,000$63,798$616,202$57,705,106Pendiente
46Oct 2029$680,000$64,479$615,521$57,640,627Pendiente
47Nov 2029$680,000$65,167$614,833$57,575,461Pendiente
48Dic 2029$680,000$65,862$614,138$57,509,599Pendiente
49Ene 2030$680,000$66,564$613,436$57,443,035Pendiente
50Feb 2030$680,000$67,274$612,726$57,375,760Pendiente
51Mar 2030$680,000$67,992$612,008$57,307,769Pendiente
52Abr 2030$680,000$68,717$611,283$57,239,051Pendiente
53May 2030$680,000$69,450$610,550$57,169,601Pendiente
54Jun 2030$680,000$70,191$609,809$57,099,410Pendiente
55Jul 2030$680,000$70,940$609,060$57,028,471Pendiente
56Ago 2030$680,000$71,696$608,304$56,956,774Pendiente
57Sep 2030$680,000$72,461$607,539$56,884,313Pendiente
58Oct 2030$680,000$73,234$606,766$56,811,079Pendiente
59Nov 2030$680,000$74,015$605,985$56,737,064Pendiente
60Dic 2030$680,000$74,805$605,195$56,662,260Pendiente
61Ene 2031$680,000$75,603$604,397$56,586,657Pendiente
62Feb 2031$680,000$76,409$603,591$56,510,248Pendiente
63Mar 2031$680,000$77,224$602,776$56,433,024Pendiente
64Abr 2031$680,000$78,048$601,952$56,354,976Pendiente
65May 2031$680,000$78,880$601,120$56,276,096Pendiente
66Jun 2031$680,000$79,722$600,278$56,196,374Pendiente
67Jul 2031$680,000$80,572$599,428$56,115,802Pendiente
68Ago 2031$680,000$81,431$598,569$56,034,371Pendiente
69Sep 2031$680,000$82,300$597,700$55,952,071Pendiente
70Oct 2031$680,000$83,178$596,822$55,868,893Pendiente
71Nov 2031$680,000$84,065$595,935$55,784,828Pendiente
72Dic 2031$680,000$84,962$595,038$55,699,866Pendiente
73Ene 2032$680,000$85,868$594,132$55,613,998Pendiente
74Feb 2032$680,000$86,784$593,216$55,527,214Pendiente
75Mar 2032$680,000$87,710$592,290$55,439,504Pendiente
76Abr 2032$680,000$88,645$591,355$55,350,859Pendiente
77May 2032$680,000$89,591$590,409$55,261,268Pendiente
78Jun 2032$680,000$90,546$589,454$55,170,722Pendiente
79Jul 2032$680,000$91,512$588,488$55,079,209Pendiente
80Ago 2032$680,000$92,488$587,512$54,986,721Pendiente
81Sep 2032$680,000$93,475$586,525$54,893,246Pendiente
82Oct 2032$680,000$94,472$585,528$54,798,774Pendiente
83Nov 2032$680,000$95,480$584,520$54,703,294Pendiente
84Dic 2032$680,000$96,498$583,502$54,606,796Pendiente
85Ene 2033$680,000$97,528$582,472$54,509,268Pendiente
86Feb 2033$680,000$98,568$581,432$54,410,701Pendiente
87Mar 2033$680,000$99,619$580,381$54,311,081Pendiente
88Abr 2033$680,000$100,682$579,318$54,210,400Pendiente
89May 2033$680,000$101,756$578,244$54,108,644Pendiente
90Jun 2033$680,000$102,841$577,159$54,005,803Pendiente
91Jul 2033$680,000$103,938$576,062$53,901,865Pendiente
92Ago 2033$680,000$105,047$574,953$53,796,818Pendiente
93Sep 2033$680,000$106,167$573,833$53,690,651Pendiente
94Oct 2033$680,000$107,300$572,700$53,583,351Pendiente
95Nov 2033$680,000$108,444$571,556$53,474,907Pendiente
96Dic 2033$680,000$109,601$570,399$53,365,306Pendiente
97Ene 2034$680,000$110,770$569,230$53,254,535Pendiente
98Feb 2034$680,000$111,952$568,048$53,142,584Pendiente
99Mar 2034$680,000$113,146$566,854$53,029,438Pendiente
100Abr 2034$680,000$114,353$565,647$52,915,085Pendiente
101May 2034$680,000$115,572$564,428$52,799,513Pendiente
102Jun 2034$680,000$116,805$563,195$52,682,708Pendiente
103Jul 2034$680,000$118,051$561,949$52,564,657Pendiente
104Ago 2034$680,000$119,310$560,690$52,445,346Pendiente
105Sep 2034$680,000$120,583$559,417$52,324,763Pendiente
106Oct 2034$680,000$121,869$558,131$52,202,894Pendiente
107Nov 2034$680,000$123,169$556,831$52,079,725Pendiente
108Dic 2034$680,000$124,483$555,517$51,955,242Pendiente
109Ene 2035$680,000$125,811$554,189$51,829,431Pendiente
110Feb 2035$680,000$127,153$552,847$51,702,279Pendiente
111Mar 2035$680,000$128,509$551,491$51,573,770Pendiente
112Abr 2035$680,000$129,880$550,120$51,443,890Pendiente
113May 2035$680,000$131,265$548,735$51,312,625Pendiente
114Jun 2035$680,000$132,665$547,335$51,179,959Pendiente
115Jul 2035$680,000$134,080$545,920$51,045,879Pendiente
116Ago 2035$680,000$135,511$544,489$50,910,368Pendiente
117Sep 2035$680,000$136,956$543,044$50,773,412Pendiente
118Oct 2035$680,000$138,417$541,583$50,634,995Pendiente
119Nov 2035$680,000$139,893$540,107$50,495,102Pendiente
120Dic 2035$680,000$141,386$538,614$50,353,716Pendiente
121Ene 2036$680,000$142,894$537,106$50,210,823Pendiente
122Feb 2036$680,000$144,418$535,582$50,066,405Pendiente
123Mar 2036$680,000$145,958$534,042$49,920,446Pendiente
124Abr 2036$680,000$147,515$532,485$49,772,931Pendiente
125May 2036$680,000$149,089$530,911$49,623,842Pendiente
126Jun 2036$680,000$150,679$529,321$49,473,163Pendiente
127Jul 2036$680,000$152,286$527,714$49,320,877Pendiente
128Ago 2036$680,000$153,911$526,089$49,166,966Pendiente
129Sep 2036$680,000$155,552$524,448$49,011,414Pendiente
130Oct 2036$680,000$157,212$522,788$48,854,203Pendiente
131Nov 2036$680,000$158,889$521,111$48,695,314Pendiente
132Dic 2036$680,000$160,583$519,417$48,534,731Pendiente
133Ene 2037$680,000$162,296$517,704$48,372,434Pendiente
134Feb 2037$680,000$164,027$515,973$48,208,407Pendiente
135Mar 2037$680,000$165,777$514,223$48,042,630Pendiente
136Abr 2037$680,000$167,545$512,455$47,875,085Pendiente
137May 2037$680,000$169,332$510,668$47,705,752Pendiente
138Jun 2037$680,000$171,139$508,861$47,534,614Pendiente
139Jul 2037$680,000$172,964$507,036$47,361,650Pendiente
140Ago 2037$680,000$174,809$505,191$47,186,841Pendiente
141Sep 2037$680,000$176,674$503,326$47,010,167Pendiente
142Oct 2037$680,000$178,558$501,442$46,831,609Pendiente
143Nov 2037$680,000$180,463$499,537$46,651,146Pendiente
144Dic 2037$680,000$182,388$497,612$46,468,758Pendiente
145Ene 2038$680,000$184,333$495,667$46,284,425Pendiente
146Feb 2038$680,000$186,299$493,701$46,098,125Pendiente
147Mar 2038$680,000$188,287$491,713$45,909,839Pendiente
148Abr 2038$680,000$190,295$489,705$45,719,544Pendiente
149May 2038$680,000$192,325$487,675$45,527,219Pendiente
150Jun 2038$680,000$194,376$485,624$45,332,842Pendiente
151Jul 2038$680,000$196,450$483,550$45,136,393Pendiente
152Ago 2038$680,000$198,545$481,455$44,937,848Pendiente
153Sep 2038$680,000$200,663$479,337$44,737,185Pendiente
154Oct 2038$680,000$202,803$477,197$44,534,381Pendiente
155Nov 2038$680,000$204,967$475,033$44,329,415Pendiente
156Dic 2038$680,000$207,153$472,847$44,122,262Pendiente
157Ene 2039$680,000$209,363$470,637$43,912,899Pendiente
158Feb 2039$680,000$211,596$468,404$43,701,303Pendiente
159Mar 2039$680,000$213,853$466,147$43,487,451Pendiente
160Abr 2039$680,000$216,134$463,866$43,271,317Pendiente
161May 2039$680,000$218,439$461,561$43,052,878Pendiente
162Jun 2039$680,000$220,769$459,231$42,832,108Pendiente
163Jul 2039$680,000$223,124$456,876$42,608,984Pendiente
164Ago 2039$680,000$225,504$454,496$42,383,480Pendiente
165Sep 2039$680,000$227,910$452,090$42,155,570Pendiente
166Oct 2039$680,000$230,341$449,659$41,925,230Pendiente
167Nov 2039$680,000$232,798$447,202$41,692,432Pendiente
168Dic 2039$680,000$235,281$444,719$41,457,152Pendiente
169Ene 2040$680,000$237,790$442,210$41,219,361Pendiente
170Feb 2040$680,000$240,327$439,673$40,979,034Pendiente
171Mar 2040$680,000$242,890$437,110$40,736,144Pendiente
172Abr 2040$680,000$245,481$434,519$40,490,663Pendiente
173May 2040$680,000$248,100$431,900$40,242,563Pendiente
174Jun 2040$680,000$250,746$429,254$39,991,817Pendiente
175Jul 2040$680,000$253,421$426,579$39,738,397Pendiente
176Ago 2040$680,000$256,124$423,876$39,482,273Pendiente
177Sep 2040$680,000$258,856$421,144$39,223,417Pendiente
178Oct 2040$680,000$261,617$418,383$38,961,800Pendiente
179Nov 2040$680,000$264,407$415,593$38,697,393Pendiente
180Dic 2040$680,000$267,228$412,772$38,430,165Pendiente
181Ene 2041$680,000$270,078$409,922$38,160,087Pendiente
182Feb 2041$680,000$272,959$407,041$37,887,128Pendiente
183Mar 2041$680,000$275,871$404,129$37,611,257Pendiente
184Abr 2041$680,000$278,813$401,187$37,332,444Pendiente
185May 2041$680,000$281,787$398,213$37,050,657Pendiente
186Jun 2041$680,000$284,793$395,207$36,765,864Pendiente
187Jul 2041$680,000$287,831$392,169$36,478,033Pendiente
188Ago 2041$680,000$290,901$389,099$36,187,132Pendiente
189Sep 2041$680,000$294,004$385,996$35,893,128Pendiente
190Oct 2041$680,000$297,140$382,860$35,595,988Pendiente
191Nov 2041$680,000$300,309$379,691$35,295,678Pendiente
192Dic 2041$680,000$303,513$376,487$34,992,166Pendiente
193Ene 2042$680,000$306,750$373,250$34,685,415Pendiente
194Feb 2042$680,000$310,022$369,978$34,375,393Pendiente
195Mar 2042$680,000$313,329$366,671$34,062,064Pendiente
196Abr 2042$680,000$316,671$363,329$33,745,393Pendiente
197May 2042$680,000$320,049$359,951$33,425,344Pendiente
198Jun 2042$680,000$323,463$356,537$33,101,881Pendiente
199Jul 2042$680,000$326,913$353,087$32,774,967Pendiente
200Ago 2042$680,000$330,400$349,600$32,444,567Pendiente
201Sep 2042$680,000$333,925$346,075$32,110,642Pendiente
202Oct 2042$680,000$337,486$342,514$31,773,156Pendiente
203Nov 2042$680,000$341,086$338,914$31,432,070Pendiente
204Dic 2042$680,000$344,725$335,275$31,087,345Pendiente
205Ene 2043$680,000$348,402$331,598$30,738,943Pendiente
206Feb 2043$680,000$352,118$327,882$30,386,825Pendiente
207Mar 2043$680,000$355,874$324,126$30,030,951Pendiente
208Abr 2043$680,000$359,670$320,330$29,671,282Pendiente
209May 2043$680,000$363,506$316,494$29,307,775Pendiente
210Jun 2043$680,000$367,384$312,616$28,940,392Pendiente
211Jul 2043$680,000$371,302$308,698$28,569,089Pendiente
212Ago 2043$680,000$375,263$304,737$28,193,826Pendiente
213Sep 2043$680,000$379,266$300,734$27,814,560Pendiente
214Oct 2043$680,000$383,311$296,689$27,431,249Pendiente
215Nov 2043$680,000$387,400$292,600$27,043,849Pendiente
216Dic 2043$680,000$391,532$288,468$26,652,317Pendiente
217Ene 2044$680,000$395,709$284,291$26,256,608Pendiente
218Feb 2044$680,000$399,930$280,070$25,856,678Pendiente
219Mar 2044$680,000$404,195$275,805$25,452,483Pendiente
220Abr 2044$680,000$408,507$271,493$25,043,976Pendiente
221May 2044$680,000$412,864$267,136$24,631,112Pendiente
222Jun 2044$680,000$417,268$262,732$24,213,844Pendiente
223Jul 2044$680,000$421,719$258,281$23,792,125Pendiente
224Ago 2044$680,000$426,217$253,783$23,365,907Pendiente
225Sep 2044$680,000$430,764$249,236$22,935,144Pendiente
226Oct 2044$680,000$435,358$244,642$22,499,785Pendiente
227Nov 2044$680,000$440,002$239,998$22,059,783Pendiente
228Dic 2044$680,000$444,696$235,304$21,615,087Pendiente
229Ene 2045$680,000$449,439$230,561$21,165,648Pendiente
230Feb 2045$680,000$454,233$225,767$20,711,415Pendiente
231Mar 2045$680,000$459,078$220,922$20,252,337Pendiente
232Abr 2045$680,000$463,975$216,025$19,788,362Pendiente
233May 2045$680,000$468,924$211,076$19,319,438Pendiente
234Jun 2045$680,000$473,926$206,074$18,845,512Pendiente
235Jul 2045$680,000$478,981$201,019$18,366,530Pendiente
236Ago 2045$680,000$484,090$195,910$17,882,440Pendiente
237Sep 2045$680,000$489,254$190,746$17,393,186Pendiente
238Oct 2045$680,000$494,473$185,527$16,898,713Pendiente
239Nov 2045$680,000$499,747$180,253$16,398,966Pendiente
240Dic 2045$680,000$505,078$174,922$15,893,889Pendiente
241Ene 2046$680,000$510,465$169,535$15,383,424Pendiente
242Feb 2046$680,000$515,910$164,090$14,867,513Pendiente
243Mar 2046$680,000$521,413$158,587$14,346,100Pendiente
244Abr 2046$680,000$526,975$153,025$13,819,125Pendiente
245May 2046$680,000$532,596$147,404$13,286,529Pendiente
246Jun 2046$680,000$538,277$141,723$12,748,252Pendiente
247Jul 2046$680,000$544,019$135,981$12,204,234Pendiente
248Ago 2046$680,000$549,822$130,178$11,654,412Pendiente
249Sep 2046$680,000$555,686$124,314$11,098,726Pendiente
250Oct 2046$680,000$561,614$118,386$10,537,112Pendiente
251Nov 2046$680,000$567,604$112,396$9,969,508Pendiente
252Dic 2046$680,000$573,659$106,341$9,395,850Pendiente
253Ene 2047$680,000$579,778$100,222$8,816,072Pendiente
254Feb 2047$680,000$585,962$94,038$8,230,110Pendiente
255Mar 2047$680,000$592,212$87,788$7,637,898Pendiente
256Abr 2047$680,000$598,529$81,471$7,039,369Pendiente
257May 2047$680,000$604,913$75,087$6,434,455Pendiente
258Jun 2047$680,000$611,366$68,634$5,823,090Pendiente
259Jul 2047$680,000$617,887$62,113$5,205,203Pendiente
260Ago 2047$680,000$624,478$55,522$4,580,725Pendiente
261Sep 2047$680,000$631,139$48,861$3,949,586Pendiente
262Oct 2047$680,000$637,871$42,129$3,311,715Pendiente
263Nov 2047$680,000$644,675$35,325$2,667,040Pendiente
264Dic 2047$680,000$651,552$28,448$2,015,488Pendiente
265Ene 2048$680,000$658,501$21,499$1,356,987Pendiente
266Feb 2048$680,000$665,525$14,475$691,461Pendiente
267Mar 2048$680,000$672,624$7,376$18,837Pendiente
268Abr 2048$19,038$18,837$201$0Pendiente

Cronograma de Pagos Futuros (MDP)

Proyección de Saldo (MDP)

Distribución Capital vs Intereses

Impacto en Flujo de Efectivo

Pago mensual comprometido$680,000
Pago anual comprometido$8,160,000
% del flujo patrimonial mensual9.9%
% de rentas destinado a deuda21.3%

Escenarios de Liquidación

Escenario Normal
Liquidación estimada
Abr 2048
Costo total
$181.6M
Pago Anticipado 20%
Liquidación estimada
Jun 2043
Costo total
$171.4M
Intereses ahorrados
$10.2M
Pago Anticipado 50%
Liquidación estimada
Abr 2038
Costo total
$145.9M
Intereses ahorrados
$35.7M

Calendario de Obligaciones

Pago Mensual
2026-06-20
$680,000
Próximo
Pago Trimestral
2026-09-15
$2,040,000
Próximo
Pago Anual / Revisión Tasa
2026-12-15
$8,160,000
Atención
Renovación Póliza Garantía
2027-03-01
Atención
Ventana Reestructura
2028-06-01
Programado
Alertas automáticas configurables desde el Centro de Alertas.