Crédito · Santander

Línea Revolvente — Garantía: Bodega Industrial GDL

Resumen Financiero

Institución
Santander
Tipo Crédito
Línea Revolvente
Activo Garantía
Bodega Industrial GDL
Monto Original
$35,000,000
Saldo Actual
$28,200,000
Tasa
13.5%
Pago Mensual
$410,000
Fecha Inicio
Ene 2026
Fecha Fin
Ene 2050
Meses Restantes
217
Intereses Pagados
$27.7M
Intereses Pendientes
$55.6M
Costo Total del Crédito
$118,306,095
Saldo Actual
$28.2M
Capital Pagado
$6.8M
Capital Pendiente
$28.2M
Intereses Pagados
$27.7M
Intereses Pendientes
$55.6M
Ahorro Liq. Anticipada
$47.2M

Tabla de Amortización (289 pagos)

Pago #FechaPago MensualCapitalInterésSaldo RestanteEstatus
1Ene 2026$410,000$16,250$393,750$34,983,750Pagado
2Feb 2026$410,000$16,433$393,567$34,967,317Pagado
3Mar 2026$410,000$16,618$393,382$34,950,700Pagado
4Abr 2026$410,000$16,805$393,195$34,933,895Pagado
5May 2026$410,000$16,994$393,006$34,916,901Pagado
6Jun 2026$410,000$17,185$392,815$34,899,716Próximo
7Jul 2026$410,000$17,378$392,622$34,882,338Pendiente
8Ago 2026$410,000$17,574$392,426$34,864,764Pendiente
9Sep 2026$410,000$17,771$392,229$34,846,993Pendiente
10Oct 2026$410,000$17,971$392,029$34,829,022Pendiente
11Nov 2026$410,000$18,174$391,826$34,810,848Pendiente
12Dic 2026$410,000$18,378$391,622$34,792,470Pendiente
13Ene 2027$410,000$18,585$391,415$34,773,886Pendiente
14Feb 2027$410,000$18,794$391,206$34,755,092Pendiente
15Mar 2027$410,000$19,005$390,995$34,736,087Pendiente
16Abr 2027$410,000$19,219$390,781$34,716,868Pendiente
17May 2027$410,000$19,435$390,565$34,697,432Pendiente
18Jun 2027$410,000$19,654$390,346$34,677,778Pendiente
19Jul 2027$410,000$19,875$390,125$34,657,903Pendiente
20Ago 2027$410,000$20,099$389,901$34,637,805Pendiente
21Sep 2027$410,000$20,325$389,675$34,617,480Pendiente
22Oct 2027$410,000$20,553$389,447$34,596,927Pendiente
23Nov 2027$410,000$20,785$389,215$34,576,142Pendiente
24Dic 2027$410,000$21,018$388,982$34,555,124Pendiente
25Ene 2028$410,000$21,255$388,745$34,533,869Pendiente
26Feb 2028$410,000$21,494$388,506$34,512,375Pendiente
27Mar 2028$410,000$21,736$388,264$34,490,639Pendiente
28Abr 2028$410,000$21,980$388,020$34,468,659Pendiente
29May 2028$410,000$22,228$387,772$34,446,431Pendiente
30Jun 2028$410,000$22,478$387,522$34,423,954Pendiente
31Jul 2028$410,000$22,731$387,269$34,401,223Pendiente
32Ago 2028$410,000$22,986$387,014$34,378,237Pendiente
33Sep 2028$410,000$23,245$386,755$34,354,992Pendiente
34Oct 2028$410,000$23,506$386,494$34,331,486Pendiente
35Nov 2028$410,000$23,771$386,229$34,307,715Pendiente
36Dic 2028$410,000$24,038$385,962$34,283,677Pendiente
37Ene 2029$410,000$24,309$385,691$34,259,368Pendiente
38Feb 2029$410,000$24,582$385,418$34,234,786Pendiente
39Mar 2029$410,000$24,859$385,141$34,209,927Pendiente
40Abr 2029$410,000$25,138$384,862$34,184,789Pendiente
41May 2029$410,000$25,421$384,579$34,159,368Pendiente
42Jun 2029$410,000$25,707$384,293$34,133,661Pendiente
43Jul 2029$410,000$25,996$384,004$34,107,664Pendiente
44Ago 2029$410,000$26,289$383,711$34,081,376Pendiente
45Sep 2029$410,000$26,585$383,415$34,054,791Pendiente
46Oct 2029$410,000$26,884$383,116$34,027,908Pendiente
47Nov 2029$410,000$27,186$382,814$34,000,721Pendiente
48Dic 2029$410,000$27,492$382,508$33,973,230Pendiente
49Ene 2030$410,000$27,801$382,199$33,945,428Pendiente
50Feb 2030$410,000$28,114$381,886$33,917,314Pendiente
51Mar 2030$410,000$28,430$381,570$33,888,884Pendiente
52Abr 2030$410,000$28,750$381,250$33,860,134Pendiente
53May 2030$410,000$29,073$380,927$33,831,061Pendiente
54Jun 2030$410,000$29,401$380,599$33,801,660Pendiente
55Jul 2030$410,000$29,731$380,269$33,771,929Pendiente
56Ago 2030$410,000$30,066$379,934$33,741,863Pendiente
57Sep 2030$410,000$30,404$379,596$33,711,459Pendiente
58Oct 2030$410,000$30,746$379,254$33,680,713Pendiente
59Nov 2030$410,000$31,092$378,908$33,649,621Pendiente
60Dic 2030$410,000$31,442$378,558$33,618,179Pendiente
61Ene 2031$410,000$31,795$378,205$33,586,384Pendiente
62Feb 2031$410,000$32,153$377,847$33,554,231Pendiente
63Mar 2031$410,000$32,515$377,485$33,521,716Pendiente
64Abr 2031$410,000$32,881$377,119$33,488,835Pendiente
65May 2031$410,000$33,251$376,749$33,455,584Pendiente
66Jun 2031$410,000$33,625$376,375$33,421,960Pendiente
67Jul 2031$410,000$34,003$375,997$33,387,957Pendiente
68Ago 2031$410,000$34,385$375,615$33,353,571Pendiente
69Sep 2031$410,000$34,772$375,228$33,318,799Pendiente
70Oct 2031$410,000$35,164$374,836$33,283,635Pendiente
71Nov 2031$410,000$35,559$374,441$33,248,076Pendiente
72Dic 2031$410,000$35,959$374,041$33,212,117Pendiente
73Ene 2032$410,000$36,364$373,636$33,175,753Pendiente
74Feb 2032$410,000$36,773$373,227$33,138,981Pendiente
75Mar 2032$410,000$37,186$372,814$33,101,794Pendiente
76Abr 2032$410,000$37,605$372,395$33,064,189Pendiente
77May 2032$410,000$38,028$371,972$33,026,161Pendiente
78Jun 2032$410,000$38,456$371,544$32,987,706Pendiente
79Jul 2032$410,000$38,888$371,112$32,948,818Pendiente
80Ago 2032$410,000$39,326$370,674$32,909,492Pendiente
81Sep 2032$410,000$39,768$370,232$32,869,723Pendiente
82Oct 2032$410,000$40,216$369,784$32,829,508Pendiente
83Nov 2032$410,000$40,668$369,332$32,788,840Pendiente
84Dic 2032$410,000$41,126$368,874$32,747,714Pendiente
85Ene 2033$410,000$41,588$368,412$32,706,126Pendiente
86Feb 2033$410,000$42,056$367,944$32,664,070Pendiente
87Mar 2033$410,000$42,529$367,471$32,621,541Pendiente
88Abr 2033$410,000$43,008$366,992$32,578,533Pendiente
89May 2033$410,000$43,492$366,508$32,535,042Pendiente
90Jun 2033$410,000$43,981$366,019$32,491,061Pendiente
91Jul 2033$410,000$44,476$365,524$32,446,585Pendiente
92Ago 2033$410,000$44,976$365,024$32,401,609Pendiente
93Sep 2033$410,000$45,482$364,518$32,356,127Pendiente
94Oct 2033$410,000$45,994$364,006$32,310,134Pendiente
95Nov 2033$410,000$46,511$363,489$32,263,623Pendiente
96Dic 2033$410,000$47,034$362,966$32,216,589Pendiente
97Ene 2034$410,000$47,563$362,437$32,169,025Pendiente
98Feb 2034$410,000$48,098$361,902$32,120,927Pendiente
99Mar 2034$410,000$48,640$361,360$32,072,287Pendiente
100Abr 2034$410,000$49,187$360,813$32,023,100Pendiente
101May 2034$410,000$49,740$360,260$31,973,360Pendiente
102Jun 2034$410,000$50,300$359,700$31,923,061Pendiente
103Jul 2034$410,000$50,866$359,134$31,872,195Pendiente
104Ago 2034$410,000$51,438$358,562$31,820,757Pendiente
105Sep 2034$410,000$52,016$357,984$31,768,741Pendiente
106Oct 2034$410,000$52,602$357,398$31,716,139Pendiente
107Nov 2034$410,000$53,193$356,807$31,662,946Pendiente
108Dic 2034$410,000$53,792$356,208$31,609,154Pendiente
109Ene 2035$410,000$54,397$355,603$31,554,757Pendiente
110Feb 2035$410,000$55,009$354,991$31,499,748Pendiente
111Mar 2035$410,000$55,628$354,372$31,444,120Pendiente
112Abr 2035$410,000$56,254$353,746$31,387,866Pendiente
113May 2035$410,000$56,887$353,113$31,330,980Pendiente
114Jun 2035$410,000$57,526$352,474$31,273,453Pendiente
115Jul 2035$410,000$58,174$351,826$31,215,280Pendiente
116Ago 2035$410,000$58,828$351,172$31,156,452Pendiente
117Sep 2035$410,000$59,490$350,510$31,096,962Pendiente
118Oct 2035$410,000$60,159$349,841$31,036,802Pendiente
119Nov 2035$410,000$60,836$349,164$30,975,967Pendiente
120Dic 2035$410,000$61,520$348,480$30,914,446Pendiente
121Ene 2036$410,000$62,212$347,788$30,852,234Pendiente
122Feb 2036$410,000$62,912$347,088$30,789,321Pendiente
123Mar 2036$410,000$63,620$346,380$30,725,701Pendiente
124Abr 2036$410,000$64,336$345,664$30,661,365Pendiente
125May 2036$410,000$65,060$344,940$30,596,306Pendiente
126Jun 2036$410,000$65,792$344,208$30,530,514Pendiente
127Jul 2036$410,000$66,532$343,468$30,463,982Pendiente
128Ago 2036$410,000$67,280$342,720$30,396,702Pendiente
129Sep 2036$410,000$68,037$341,963$30,328,665Pendiente
130Oct 2036$410,000$68,803$341,197$30,259,863Pendiente
131Nov 2036$410,000$69,577$340,423$30,190,286Pendiente
132Dic 2036$410,000$70,359$339,641$30,119,927Pendiente
133Ene 2037$410,000$71,151$338,849$30,048,776Pendiente
134Feb 2037$410,000$71,951$338,049$29,976,825Pendiente
135Mar 2037$410,000$72,761$337,239$29,904,064Pendiente
136Abr 2037$410,000$73,579$336,421$29,830,485Pendiente
137May 2037$410,000$74,407$335,593$29,756,078Pendiente
138Jun 2037$410,000$75,244$334,756$29,680,833Pendiente
139Jul 2037$410,000$76,091$333,909$29,604,743Pendiente
140Ago 2037$410,000$76,947$333,053$29,527,796Pendiente
141Sep 2037$410,000$77,812$332,188$29,449,984Pendiente
142Oct 2037$410,000$78,688$331,312$29,371,296Pendiente
143Nov 2037$410,000$79,573$330,427$29,291,723Pendiente
144Dic 2037$410,000$80,468$329,532$29,211,255Pendiente
145Ene 2038$410,000$81,373$328,627$29,129,882Pendiente
146Feb 2038$410,000$82,289$327,711$29,047,593Pendiente
147Mar 2038$410,000$83,215$326,785$28,964,378Pendiente
148Abr 2038$410,000$84,151$325,849$28,880,228Pendiente
149May 2038$410,000$85,097$324,903$28,795,130Pendiente
150Jun 2038$410,000$86,055$323,945$28,709,075Pendiente
151Jul 2038$410,000$87,023$322,977$28,622,053Pendiente
152Ago 2038$410,000$88,002$321,998$28,534,051Pendiente
153Sep 2038$410,000$88,992$321,008$28,445,059Pendiente
154Oct 2038$410,000$89,993$320,007$28,355,066Pendiente
155Nov 2038$410,000$91,006$318,994$28,264,060Pendiente
156Dic 2038$410,000$92,029$317,971$28,172,031Pendiente
157Ene 2039$410,000$93,065$316,935$28,078,966Pendiente
158Feb 2039$410,000$94,112$315,888$27,984,854Pendiente
159Mar 2039$410,000$95,170$314,830$27,889,684Pendiente
160Abr 2039$410,000$96,241$313,759$27,793,443Pendiente
161May 2039$410,000$97,324$312,676$27,696,119Pendiente
162Jun 2039$410,000$98,419$311,581$27,597,701Pendiente
163Jul 2039$410,000$99,526$310,474$27,498,175Pendiente
164Ago 2039$410,000$100,646$309,354$27,397,529Pendiente
165Sep 2039$410,000$101,778$308,222$27,295,751Pendiente
166Oct 2039$410,000$102,923$307,077$27,192,829Pendiente
167Nov 2039$410,000$104,081$305,919$27,088,748Pendiente
168Dic 2039$410,000$105,252$304,748$26,983,496Pendiente
169Ene 2040$410,000$106,436$303,564$26,877,061Pendiente
170Feb 2040$410,000$107,633$302,367$26,769,428Pendiente
171Mar 2040$410,000$108,844$301,156$26,660,584Pendiente
172Abr 2040$410,000$110,068$299,932$26,550,515Pendiente
173May 2040$410,000$111,307$298,693$26,439,209Pendiente
174Jun 2040$410,000$112,559$297,441$26,326,650Pendiente
175Jul 2040$410,000$113,825$296,175$26,212,824Pendiente
176Ago 2040$410,000$115,106$294,894$26,097,719Pendiente
177Sep 2040$410,000$116,401$293,599$25,981,318Pendiente
178Oct 2040$410,000$117,710$292,290$25,863,608Pendiente
179Nov 2040$410,000$119,034$290,966$25,744,573Pendiente
180Dic 2040$410,000$120,374$289,626$25,624,200Pendiente
181Ene 2041$410,000$121,728$288,272$25,502,472Pendiente
182Feb 2041$410,000$123,097$286,903$25,379,375Pendiente
183Mar 2041$410,000$124,482$285,518$25,254,893Pendiente
184Abr 2041$410,000$125,882$284,118$25,129,011Pendiente
185May 2041$410,000$127,299$282,701$25,001,712Pendiente
186Jun 2041$410,000$128,731$281,269$24,872,981Pendiente
187Jul 2041$410,000$130,179$279,821$24,742,802Pendiente
188Ago 2041$410,000$131,643$278,357$24,611,159Pendiente
189Sep 2041$410,000$133,124$276,876$24,478,034Pendiente
190Oct 2041$410,000$134,622$275,378$24,343,412Pendiente
191Nov 2041$410,000$136,137$273,863$24,207,276Pendiente
192Dic 2041$410,000$137,668$272,332$24,069,607Pendiente
193Ene 2042$410,000$139,217$270,783$23,930,390Pendiente
194Feb 2042$410,000$140,783$269,217$23,789,607Pendiente
195Mar 2042$410,000$142,367$267,633$23,647,240Pendiente
196Abr 2042$410,000$143,969$266,031$23,503,272Pendiente
197May 2042$410,000$145,588$264,412$23,357,684Pendiente
198Jun 2042$410,000$147,226$262,774$23,210,458Pendiente
199Jul 2042$410,000$148,882$261,118$23,061,575Pendiente
200Ago 2042$410,000$150,557$259,443$22,911,018Pendiente
201Sep 2042$410,000$152,251$257,749$22,758,767Pendiente
202Oct 2042$410,000$153,964$256,036$22,604,803Pendiente
203Nov 2042$410,000$155,696$254,304$22,449,107Pendiente
204Dic 2042$410,000$157,448$252,552$22,291,660Pendiente
205Ene 2043$410,000$159,219$250,781$22,132,441Pendiente
206Feb 2043$410,000$161,010$248,990$21,971,431Pendiente
207Mar 2043$410,000$162,821$247,179$21,808,609Pendiente
208Abr 2043$410,000$164,653$245,347$21,643,956Pendiente
209May 2043$410,000$166,505$243,495$21,477,451Pendiente
210Jun 2043$410,000$168,379$241,621$21,309,072Pendiente
211Jul 2043$410,000$170,273$239,727$21,138,799Pendiente
212Ago 2043$410,000$172,189$237,811$20,966,611Pendiente
213Sep 2043$410,000$174,126$235,874$20,792,485Pendiente
214Oct 2043$410,000$176,085$233,915$20,616,400Pendiente
215Nov 2043$410,000$178,065$231,935$20,438,335Pendiente
216Dic 2043$410,000$180,069$229,931$20,258,266Pendiente
217Ene 2044$410,000$182,095$227,905$20,076,172Pendiente
218Feb 2044$410,000$184,143$225,857$19,892,029Pendiente
219Mar 2044$410,000$186,215$223,785$19,705,814Pendiente
220Abr 2044$410,000$188,310$221,690$19,517,504Pendiente
221May 2044$410,000$190,428$219,572$19,327,076Pendiente
222Jun 2044$410,000$192,570$217,430$19,134,506Pendiente
223Jul 2044$410,000$194,737$215,263$18,939,769Pendiente
224Ago 2044$410,000$196,928$213,072$18,742,841Pendiente
225Sep 2044$410,000$199,143$210,857$18,543,698Pendiente
226Oct 2044$410,000$201,383$208,617$18,342,315Pendiente
227Nov 2044$410,000$203,649$206,351$18,138,666Pendiente
228Dic 2044$410,000$205,940$204,060$17,932,726Pendiente
229Ene 2045$410,000$208,257$201,743$17,724,469Pendiente
230Feb 2045$410,000$210,600$199,400$17,513,869Pendiente
231Mar 2045$410,000$212,969$197,031$17,300,900Pendiente
232Abr 2045$410,000$215,365$194,635$17,085,536Pendiente
233May 2045$410,000$217,788$192,212$16,867,748Pendiente
234Jun 2045$410,000$220,238$189,762$16,647,510Pendiente
235Jul 2045$410,000$222,716$187,284$16,424,795Pendiente
236Ago 2045$410,000$225,221$184,779$16,199,573Pendiente
237Sep 2045$410,000$227,755$182,245$15,971,819Pendiente
238Oct 2045$410,000$230,317$179,683$15,741,502Pendiente
239Nov 2045$410,000$232,908$177,092$15,508,594Pendiente
240Dic 2045$410,000$235,528$174,472$15,273,065Pendiente
241Ene 2046$410,000$238,178$171,822$15,034,887Pendiente
242Feb 2046$410,000$240,858$169,142$14,794,030Pendiente
243Mar 2046$410,000$243,567$166,433$14,550,462Pendiente
244Abr 2046$410,000$246,307$163,693$14,304,155Pendiente
245May 2046$410,000$249,078$160,922$14,055,077Pendiente
246Jun 2046$410,000$251,880$158,120$13,803,197Pendiente
247Jul 2046$410,000$254,714$155,286$13,548,483Pendiente
248Ago 2046$410,000$257,580$152,420$13,290,903Pendiente
249Sep 2046$410,000$260,477$149,523$13,030,426Pendiente
250Oct 2046$410,000$263,408$146,592$12,767,018Pendiente
251Nov 2046$410,000$266,371$143,629$12,500,647Pendiente
252Dic 2046$410,000$269,368$140,632$12,231,279Pendiente
253Ene 2047$410,000$272,398$137,602$11,958,881Pendiente
254Feb 2047$410,000$275,463$134,537$11,683,418Pendiente
255Mar 2047$410,000$278,562$131,438$11,404,857Pendiente
256Abr 2047$410,000$281,695$128,305$11,123,162Pendiente
257May 2047$410,000$284,864$125,136$10,838,297Pendiente
258Jun 2047$410,000$288,069$121,931$10,550,228Pendiente
259Jul 2047$410,000$291,310$118,690$10,258,918Pendiente
260Ago 2047$410,000$294,587$115,413$9,964,331Pendiente
261Sep 2047$410,000$297,901$112,099$9,666,430Pendiente
262Oct 2047$410,000$301,253$108,747$9,365,177Pendiente
263Nov 2047$410,000$304,642$105,358$9,060,535Pendiente
264Dic 2047$410,000$308,069$101,931$8,752,466Pendiente
265Ene 2048$410,000$311,535$98,465$8,440,931Pendiente
266Feb 2048$410,000$315,040$94,960$8,125,892Pendiente
267Mar 2048$410,000$318,584$91,416$7,807,308Pendiente
268Abr 2048$410,000$322,168$87,832$7,485,140Pendiente
269May 2048$410,000$325,792$84,208$7,159,348Pendiente
270Jun 2048$410,000$329,457$80,543$6,829,891Pendiente
271Jul 2048$410,000$333,164$76,836$6,496,727Pendiente
272Ago 2048$410,000$336,912$73,088$6,159,815Pendiente
273Sep 2048$410,000$340,702$69,298$5,819,113Pendiente
274Oct 2048$410,000$344,535$65,465$5,474,578Pendiente
275Nov 2048$410,000$348,411$61,589$5,126,167Pendiente
276Dic 2048$410,000$352,331$57,669$4,773,837Pendiente
277Ene 2049$410,000$356,294$53,706$4,417,542Pendiente
278Feb 2049$410,000$360,303$49,697$4,057,240Pendiente
279Mar 2049$410,000$364,356$45,644$3,692,884Pendiente
280Abr 2049$410,000$368,455$41,545$3,324,429Pendiente
281May 2049$410,000$372,600$37,400$2,951,828Pendiente
282Jun 2049$410,000$376,792$33,208$2,575,036Pendiente
283Jul 2049$410,000$381,031$28,969$2,194,006Pendiente
284Ago 2049$410,000$385,317$24,683$1,808,688Pendiente
285Sep 2049$410,000$389,652$20,348$1,419,036Pendiente
286Oct 2049$410,000$394,036$15,964$1,025,000Pendiente
287Nov 2049$410,000$398,469$11,531$626,531Pendiente
288Dic 2049$410,000$402,952$7,048$223,580Pendiente
289Ene 2050$226,095$223,580$2,515$0Pendiente

Cronograma de Pagos Futuros (MDP)

Proyección de Saldo (MDP)

Distribución Capital vs Intereses

Impacto en Flujo de Efectivo

Pago mensual comprometido$410,000
Pago anual comprometido$4,920,000
% del flujo patrimonial mensual6.0%
% de rentas destinado a deuda12.8%

Escenarios de Liquidación

Escenario Normal
Liquidación estimada
Ene 2050
Costo total
$118.3M
Pago Anticipado 20%
Liquidación estimada
Oct 2044
Costo total
$110.8M
Intereses ahorrados
$7.5M
Pago Anticipado 50%
Liquidación estimada
Mar 2039
Costo total
$92.8M
Intereses ahorrados
$25.5M

Calendario de Obligaciones

Pago Mensual
2026-06-10
$410,000
Próximo
Pago Trimestral
2026-09-15
$1,230,000
Próximo
Pago Anual / Revisión Tasa
2026-12-15
$4,920,000
Atención
Renovación Póliza Garantía
2027-03-01
Atención
Ventana Reestructura
2028-06-01
Programado
Alertas automáticas configurables desde el Centro de Alertas.